About Us

Guiding principles that define our commitment to clients and excellence

At Cool Insurance Agency, we pride ourselves on offering tailored solutions to help clients secure their financial future with expertise in term, whole life, IUL, and Annuity products.At Cool Insurance Agency, we pride ourselves on offering tailored solutions to help clients secure their financial future with expertise in term, whole life, IUL, and Annuity products.

Integrity

We uphold the highest standards of honesty, ethics, and transparency in all our interactions, ensuring trust and reliability.

Innovation

Constantly evolving and embracing new ideas to provide innovative solutions that meet the dynamic needs of our clients.

Client-Centricity

Dedicated to understanding and addressing the unique goals and aspirations of each client, delivering personalized financial plans for success.

Protect Your Future with Cool Insurance Agency – Trusted Coverage, Tailored Solutions

At Cool Insurance Agency, we pride ourselves on offering tailored solutions to help clients secure their financial future with expertise in term, whole life, IUL, and Annuity products.

What Our Customers Are saying

We are grateful to our amazing customers for taking time out of their busy days to share their positive reviews.

My experience with Michelle is everything you would wish for but don’t often get – seamless service and lightening fast! She was knowledgeable and patience in answering all of questions – and there were many! I will definitely be referring my friends and family here for all their insurance needs!

Gena B, Sacramento, CA

I am so pleased with Joseph Montgomery’s professionalism while putting together my annuity and life insurance policy. He took the time to explain the benefits of both. I will recommend the Cool Insurance Company to friends and family. Thanks Joe.

Carol P, Cool, CA